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We accept 20+ insurance providers and handle all the paperwork so you can focus on your smile.
Zipper Orthodontics accepts over 20 insurance plans including Aetna, Cigna, Delta Dental, MetLife, Humana, UnitedHealthcare, Florida Blue, and Florida Medicaid. Your orthodontic lifetime benefit (a one-time insurance payout specifically for braces or aligners) typically ranges from $750 to $3,000+. We verify your benefits for free and handle all claims at our Boca Raton and Boynton Beach offices.
We work with most major dental insurance providers to maximize your orthodontic lifetime benefit (a one-time insurance payout specifically for braces or aligners) and minimize your out-of-pocket costs.
Aetna
Ameritas
Careington
Cigna
Delta Dental
DentaQuest
Florida Blue
Florida Medicaid
GEHA
Guardian
Humana
Liberty Dental
Lincoln Financial
MCNA Dental
MetLife
Premier Dental Group
Principal
Solstice
United Concordia
UnitedHealthcare
Don't see your insurance listed? Give us a call -- we may still be able to work with your provider. We also offer flexible financing for patients without insurance.
Your orthodontic lifetime benefit (a one-time insurance payout specifically for braces or aligners) varies by plan tier. Here is a general overview of what most plans cover.
| Plan Tier | Typical Coverage | Details |
|---|---|---|
| Basic | $750 -- $1,500 | Entry-level plans with partial orthodontic coverage; common in basic employer-sponsored dental plans |
| Standard | $1,500 -- $2,500 | Mid-tier plans that cover a larger portion of treatment; most common coverage level we see |
| Premium | $2,500 -- $3,000+ | Top-tier plans that may cover 50% to 100% of total treatment cost; significantly reduces out-of-pocket expense |
Note: Coverage amounts are estimates based on plans we commonly see. Your actual benefit depends on your specific plan. We verify your exact coverage for free at your consultation.
Orthodontic coverage works differently than your regular dental benefits -- and most people do not realize how much money is sitting in their plan.
It is a separate benefit: Most dental plans include an orthodontic lifetime benefit (a one-time insurance payout specifically for braces or aligners) that is completely separate from your cleanings and fillings coverage. It has its own dollar amount set aside specifically for braces or clear aligners.
It is a lifetime benefit: Unlike regular dental benefits that reset every year, your orthodontic benefit is a one-time amount. Once you use it, that is it. But if you do not use it, you are leaving free money on the table. According to the National Association of Dental Plans, over 60% of Americans with orthodontic benefits never use them.
We handle everything: At your free consultation, we verify your benefits, tell you exactly what is covered, and file every claim directly -- so you get the maximum benefit with zero hassle.
Source: National Association of Dental Plans, "Orthodontic Benefit Utilization Report," 2022.
Yes. If both parents have dental insurance through their employers, you may be able to use both plans to cover a child's orthodontic treatment.
This is called coordination of benefits (using two insurance plans to maximize coverage), and it can significantly reduce or even eliminate your out-of-pocket cost. For example, if one plan covers $1,500 and the other covers $1,500, you may receive up to $3,000 in combined coverage.
Ask us about coordination of benefits at your free consultation. Our team will verify both plans and show you exactly how much you can save.
If you are considering orthodontic treatment for your child, review your insurance options during your next open enrollment period. Choosing a plan with orthodontic benefits can save you thousands. Once you have the plan, schedule a free consultation and we will verify your benefits the same day.
Yes. Most dental plans include an orthodontic lifetime benefit (a one-time insurance payout specifically for braces or aligners) that is completely separate from your cleanings and fillings coverage. It has its own dollar amount set aside specifically for orthodontic treatment.
Coverage typically ranges from $750 to $3,000 or more depending on your plan tier. Basic plans cover $750 to $1,500, standard plans cover $1,500 to $2,500, and premium plans cover $2,500 to $3,000+. Even partial coverage makes a big difference in your out-of-pocket cost.
Your orthodontic benefit is a one-time, lifetime amount. Unlike regular dental benefits that reset every year, once you use your orthodontic lifetime benefit, that is it. If you do not use it, you are leaving free money on the table.
Yes. If both parents have dental insurance, you may be able to use coordination of benefits (using two insurance plans to maximize coverage) for your child's treatment. This can significantly reduce or even eliminate your out-of-pocket cost. Ask us about it at your free consultation.
Yes. We verify your benefits, tell you exactly what is covered, and file every claim directly. You do not need to figure any of it out on your own -- we handle everything so you get the maximum benefit with zero hassle.
Call us -- we may still be able to work with your provider. We also offer flexible financing options for patients without insurance or those who want to spread payments over time. Visit our cost page for details.
Most orthodontic insurance plans cover both braces and clear aligners equally. Your orthodontic lifetime benefit applies to whichever treatment type you choose. We will verify your specific plan details at your free consultation.
Schedule a free consultation and we will verify your benefits the same day -- no cost, no obligation.
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